Fo by Wajo vs Comma
Both promise a personal agent that does work for you rather than just answering. They are built around different jobs. Fo is pitched at errands that involve other people, such as booking a dentist, calling a plumber or sending flowers. Comma is pitched at ongoing work across your apps and files. This guide sets out what each vendor publishes and what remains unknown.
At a glance
| Question | Fo by Wajo | Comma |
|---|---|---|
| Core idea | "Action agent" for real-world jobs: bookings, calls, emails, purchases, group chats. | A personal agent organised around Tasks that it carries to done, in your apps and on its own cloud computer. |
| Where you talk to it | Group chats, calls and emails with the people involved, per Wajo. It also lists Slack and Google services as connections. | Signal, Telegram and WeChat, plus a Mac app, per Comma. |
| Who does the work | Fo, with a human team that steps in when a task cannot be completed with AI alone. | Comma on its own cloud computer. Call recording and files on your Mac need the Mac. |
| Approval model | Draft-only, ask-before-acting, or independent modes. Wajo says agents are designed to ask before hard-to-reverse actions. | Decisions wait in a Needs Review column. Comma says computers stay read-only until you allow more access, and you can ask for draft-only work. |
| Spending | Single-use payment card for each purchase. Wajo says your real card is not shared with the merchant or seen by Fo. | No payment mechanism described on the page we read. |
| Email identity | Fo emails from its own address and never sends as you, per Wajo. | Works in your connected apps. The page shows drafts waiting in Gmail. |
| Price as published | Fo Mini: free, 1000 tasks per day. OG Fo: free, unlimited tasks, unlimited call time, group chats. Pro: contact sales. Real-world tasks use account credits. | Models: Comma uses its own by default, or you can bring an API key or a ChatGPT or Claude plan, and those model calls use no credits. A subscription price was not on the page we read. |
| Training on your data | Wajo says data is not used to train third-party AI models and Google Workspace data is not used to train generalised models. | Comma says conversations, prompts and files are never used for training and personal data is not sold. |
Sources: wajo.ai and comma.surf, read 1 October 2026. Both pages include demonstrations. We treat those as marketing examples, not verified results.
Choose by the job
If the job involves calling or emailing other people
Wajo's page describes Fo handling "the back-and-forth with the people involved" by group chat, call and email, and lists errands such as booking a haircut, getting three quotes and cancelling a gym membership. Comma's page describes work inside your own apps, such as triaging tickets, reviewing documents and drafting replies, and does not describe phoning third parties. For errands that need a counterpart, Fo is the one whose vendor documents it.
If the job is ongoing knowledge or project work
Comma describes Tasks that continue on a cloud computer, a board with Backlog, In progress, Needs Review and Done columns, morning Routines and proactive messages when something needs you. Wajo's consumer page is organised around single errands instead. Its business offering describes building agents for operations work, which is a separate product from Fo.
If you need a human backstop
Wajo says its team steps in when a task cannot be completed with AI alone. We did not find the terms for when a human sees your task data, so confirm that before sending anything sensitive. Comma's page does not describe human escalation.
If you care most about spending controls
Wajo describes one-time payment cards, so a merchant does not receive your real card details. It also says real-world tasks use credits. The page does not give the credit rate or the charge for human help. Free plans are not free transactions. We did not find a spending limit setting on either page.
What is still unknown
- Wajo: the credit rate per task, any service fee, how invitations lift the daily limit, and when a human sees your data.
- Comma: the subscription price, usage allowance, and transaction costs for anything that spends money.
- Both: reliability on real tasks. We have not tested either agent, and the vendors' demos are not outcomes.
- Both: region and plan availability.
Questions to ask before connecting accounts
- Which actions run without my approval, and where do I change that?
- If money is spent, what is the maximum per task, and who bears the cost of a mistake?
- Who can read my task content, including any human helpers?
- What is deleted when I disconnect an app or close the account?
- What does it cost after any free allowance?
Where to go next
See the full records for Fo by Wajo and Comma, the permissions guide for three other personal agents, and the real-world errands use case. Spot an error? Use corrections.